Understand the selling price, fees, financing, trade equity and lease terms before your signature makes the deal final.
The guide focuses on the parts of a purchase or lease that can materially change what you pay.
Why a comfortable payment can still hide an expensive transaction.
How to separate the selling price from taxes, fees and products.
Understand the borrowing cost and why long terms change the economics.
Keep trade allowance and payoff visible so negative equity doesn't disappear.
Questions to ask before accepting an unfamiliar charge or optional product.
Capitalized cost, money factor, residual, mileage and due-at-signing explained.
Instead of trying to remember a dozen numbers, write down the structure of the deal and review it before you sign.
One small purchase can help you slow down a transaction involving tens of thousands of dollars. Get the guide, fill in the worksheet and use PencilVerdict to sanity-check the structure.
A digital PDF of the PencilVerdict Dealership Survival Guide, including the 10-Minute Deal Audit and printable Deal Analyzer Worksheet.
No. The guide is general educational material. Vehicle laws, fees, lender programs and contracts vary, so you should review your actual documents and get qualified advice when needed.
After checkout, the digital product platform provides access to the file associated with your order. Keep the purchase email so you can return to your order later.
Yes. The worksheet uses the same types of inputs as the PencilVerdict deal analyzer: selling price, fees, taxes, trade value/payoff, cash down and finance or lease terms.