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Upload a dealer worksheet, screenshot, or PDF — then review the numbers PencilVerdict finds.
PencilVerdictAI DEAL SCANNER
Finance
Lease
📸
Scan My DealUpload dealer worksheet or screenshotScan complete. PencilVerdict detected the vehicle price, rebates, acquisition fee, trade, money factor, residual and lease term.
MSRP$62,500
Selling price$59,750
Rebates$1,500
Acquisition fee$795
Money factor0.00210
Residual60%
Built for real deals
Finance + Lease
Use PencilVerdict for either type of deal and compare the structure in plain English.
APR6.49%
Loan term72 mo
Trade equity+$4,200
Dealer fees$895
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Upload your dealer worksheet and let PencilVerdict analyze the price, fees, financing or lease terms, trade equity, rebates, and what you may want to negotiate.
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Your deal analysis
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PencilVerdict turns the deal into an easy-to-read score, payment estimate, fee review and negotiation plan.
Deal AnalysisLIVE PREVIEW
88
Excellent deal
Most of the structure looks reasonable.
Estimated payment$794/mo
Adjusted cap cost$58,790
Discount vs MSRP-$2,750
Trade equityNo trade
Fees & add-onsGood
Vehicle priceFair
Rebates & incentivesApplied
Lease rateReview
Negotiation insights
Know What to Ask For
Get a plain-English action plan instead of guessing what to negotiate.
What should I negotiate?
1. Confirm the money factor and residual separately.
2. Ask for an itemized breakdown of dealer add-ons.
3. Verify rebates are applied separately from the dealer discount.